Earn lets your idle assets generate rewards. You subscribe an amount to a product, rewards accrue over time, and you redeem when the terms allow.
Flexible vs fixed terms
- Flexible: redeem any time; lower APY. Good for funds you may need on short notice.
- Fixed: your assets lock for a set period (30, 60, 90 days…); higher APY. Early redemption, where available, usually forfeits accrued rewards.
Understanding APY
APY (Annual Percentage Yield) is the annualized rate including compounding. A 10% APY does not mean 10% per month — rewards accrue daily at the annualized rate. Displayed APYs can change with market conditions for flexible products; fixed products lock the rate at subscription.
Redemption
- Open Earn → My subscriptions.
- Pick the position and choose redeem. Fixed-term products show the remaining lock time.
- Funds return to your spot wallet — instantly for most products, after a short processing window for some.
Rewards are not guaranteed by any state deposit scheme. Read each product's terms before subscribing.