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Buy & sell crypto, peer to peer.

Everything you need to trade directly with other users on Palzea — how escrow protects you, which payment methods work, and what to do if a trade needs a second look.

Go to P2P marketBrowse all help
  • Escrow-protected orders
  • Local payment methods
  • Dispute resolution

A P2P trade, step by step.

Every order is backed by escrow. Here is the flow from both sides of the trade.

Buying crypto

  1. Choose an offer

    Browse buy offers, filter by payment method and amount, and pick a seller with a strong completion record.

  2. Pay the seller

    The crypto is locked in escrow the moment you open the order. Pay with the agreed method inside the time window, then mark the order as paid.

  3. Receive your crypto

    Once the seller confirms your payment, escrow releases the crypto straight to your Palzea wallet.

Selling crypto

  1. Post or take an offer

    Create a sell ad with your price and accepted payment methods, or accept an existing buyer order.

  2. Get paid

    Your crypto moves into escrow automatically. Confirm the buyer’s payment has actually landed in your own account.

  3. Release the crypto

    Only after the funds have cleared, release the crypto from escrow to complete the trade.

Find the answer you need.

Getting started with P2PWhat peer-to-peer trading is and how to place your first order.Payment methodsBank transfer, e-wallets and local options that P2P sellers accept.Escrow protectionHow Palzea locks crypto in escrow to protect both sides of every trade.Releasing & receivingWhen to release funds and how received crypto reaches your wallet.Disputes & appealsWhat to do when a trade does not go to plan and how appeals are reviewed.Becoming a merchantPost your own ads, set prices and build a trusted trading profile.Fees & limitsWhat P2P trading costs and the limits that apply to your account.Account safetyKeep your account, payments and conversations secure while trading.

Trade even faster with Express P2P.

Palzea also offers Express P2P — a streamlined marketplace that connects you directly with verified sellers, with escrow protection and instant settlement. Buy and sell crypto securely in seconds.

Get started free Express P2P opens in a separate Palzea experience.

Instant P2P matching

Our algorithm connects you with the best available seller in seconds.

  • Real-time seller matching
  • Best price guarantee
  • Multiple offers to choose from

Escrow protection

Your funds are held securely until the seller delivers your crypto.

  • Secure fund holding
  • Dispute resolution
  • 100% trade guarantee

Verified seller network

All sellers are KYC verified, with ratings and proven track records.

  • Background-verified sellers
  • Rating & review system
  • Trade history visible

Direct wallet delivery

Crypto is sent directly to your personal wallet — not held on the platform.

  • Any wallet supported
  • Non-custodial trading
  • Instant release on confirmation

More about P2P on Palzea.

P2P Help Center

How P2P trading works.

Every trade is protected by escrow. Assets only move once both sides have held up their end.

Pick an offer

Browse the order book, filter by payment method and price, and open a trade with the counterparty you choose.

Crypto goes into escrow

The seller's crypto is locked by Palzea before any money changes hands. Neither side can move it while the trade is open.

Pay and release

Send payment through the agreed method and mark it as paid. Once the seller confirms receipt, escrow releases the crypto to you.

Never release escrow before the payment has actually landed in your account, and keep all communication inside the trade chat — it's the only record our team can review. Something went wrong? Open a support ticket.

P2P Help Center

How P2P trading works.

Every trade is protected by escrow. Assets only move once both sides have held up their end.

Pick an offer

Browse the order book, filter by payment method and price, and open a trade with the counterparty you choose.

Crypto goes into escrow

The seller's crypto is locked by Palzea before any money changes hands. Neither side can move it while the trade is open.

Pay and release

Send payment through the agreed method and mark it as paid. Once the seller confirms receipt, escrow releases the crypto to you.

Never release escrow before the payment has actually landed in your account, and keep all communication inside the trade chat — it's the only record our team can review. Something went wrong? Open a support ticket.

Trade safely.

Escrow protects the crypto — these habits protect your money and your account.

Do

  • Confirm the payment has actually arrived in your own bank or wallet before releasing crypto.
  • Keep every message and payment inside Palzea P2P so escrow and support can protect you.
  • Check the counterparty’s completion rate and reviews before opening a large order.

Don’t

  • Never release crypto based on a screenshot or a “payment sent” message alone.
  • Don’t accept third-party payments or move the trade to outside chat apps.
  • Never share your password, 2FA codes or account access with a trading partner.

P2P questions, answered.

What is P2P trading?
Peer-to-peer (P2P) trading lets you buy and sell crypto directly with other Palzea users using local payment methods, while the platform holds the crypto in escrow until both sides complete the trade.
How does escrow protect me?
When an order starts, the seller’s crypto is locked in escrow. It can only be released to the buyer once payment is confirmed, so neither side can walk away with both the crypto and the money.
Which payment methods can I use?
Each seller lists the methods they accept — typically bank transfer, popular e-wallets and regional options. Filter offers by the method that works for you before opening an order.
How long does a P2P trade take?
Most trades finish in minutes. Each order has a payment time window; pay and mark the order as paid within it, and the seller releases the crypto once your payment is confirmed.
What if the seller doesn’t release the crypto?
If you have paid and the seller has not released after a reasonable time, open a dispute from the order. The crypto stays safely in escrow and the support team reviews the evidence before deciding.
How do I open a dispute or appeal?
From the active order, choose to appeal and attach proof of payment such as receipts and references. Keep the chat on-platform — those records are what the team uses to resolve the case.
Are there fees for P2P trading?
Buyers usually trade without a fee; merchants posting ads may pay a small maker fee. The exact rates that apply to you are shown on the Fees page and at the moment you place an order.
How do I become a P2P merchant?
Once your account is verified you can post your own buy and sell ads, set your prices and payment methods, and build a completion record that helps you attract more trades.

Trade crypto peer-to-peer.

Browse live P2P offers and buy or sell crypto with escrow protection on every order.

Go to P2P marketVisit Support Center

This page explains how P2P trading works on Palzea. For account-specific help, open a request from the Support Center.